★★★★★ Trusted by Business and Personal Clients Nationwide

Fast & Flexible Funding for Your Business & Personal

Quick approvals and tailored funding solutions.

Business owner reviewing funding options

How It Works

Simple and Effective Process

Our Team Takes the Hassle out of funding by getting straight to the point. Getting your Business Funded is our Priority.

STEP 1

Credit Review

We review your credit to see where you stand today.

STEP 2

Profile Prep

We get your business and credit profile lender ready.

STEP 3

Strategy and Funding

We build your funding strategy and work to get you funded.

Funding Options

Capital Built Around Your Business

0% Interest Business Credit

Business credit lines at 0% intro interest to fund growth without the interest cost.

Business Lines of Credit

Flexible revolving credit you draw on when you need it and only pay for what you use.

SBA Loans

Government-backed loans with long terms and competitive rates for established businesses.

MCA Loans

Fast working capital based on your business revenue, with funding in as little as 24 hours.

Maximize Your Personal Buying Power

A stronger personal credit profile does double duty: more options for you today and better approvals for your business tomorrow.

0% Personal Credit Cards

Intro 0% APR cards that let you handle big expenses or move balances without paying interest during the promo period.

High-Limit Personal Credit Cards

Larger limits that lower your utilization and strengthen the profile lenders review for business funding.

Personal Loans

Fixed-rate loans with predictable monthly payments for consolidation, major purchases, or life goals.

HELOCs

Tap into your home equity with a flexible line of credit you draw on as needed, often at lower rates.

Trusted By Business and Personal Clients Nationwide

Real Business. Real Clients. Real Results.

Partnering with Funding Supreme is as it should be: fast, straightforward, and dedicated to your business and personal success.

★★★★★ 5.00
"We were a brand new business with no revenue history. Funding Supreme got us $60K at 0% interest to buy our first round of inventory."
Marcus T.
Owner, Streetwear Boutique
★★★★★ 5.00
"They helped me open a HELOC on my home at a rate I was comfortable with. I finally had a cushion to cover a big renovation."
Sandra P.
Personal Client, HELOC
★★★★★ 5.00
"I used my 0% credit lines to fund paid ads for a full year. Customer acquisition doubled and I paid zero interest doing it."
Jenna R.
Founder, Skincare Brand
★★★★★ 5.00
"Funding Supreme helped me achieve a $500,000 SBA Loan for my business."
Aydin G.
Managing Partner
★★★★★ 5.00
"I got approved for two high-limit personal cards first. That stronger profile is what opened the door to high-limit 0% business cards."
Jordan M.
Personal and Business Client
★★★★★ 5.00
"Alex explained the entire process to me and my partners. We got 2 Business Credit Lines for $50K at 0% Interest for 12 Months. Highly recommend."
Harley S.
Partner, Deluxe Salons
★★★★★ 5.00
"They helped me secure the capital for my franchise fee and buildout. The process was clear from day one."
Devon K.
Franchise Owner, Fitness Studio
★★★★★ 5.00
"Cash flow got tight during a slow season. A business line of credit kept payroll running without missing a beat."
Priya M.
Owner, Home Care Agency
★★★★★ 5.00
"We needed a new truck and trailer fast. Funding Supreme lined up the money in under two weeks."
Luis A.
Owner, Landscaping Company
★★★★★ 5.00
"A personal loan let me consolidate my balances into one payment. The team walked me through every step."
Elena V.
Personal Client, Personal Loan
★★★★★ 5.00
"The SBA loan let us open a second location. Long terms, fair rate, and real support the whole way."
Tasha W.
Owner, Family Restaurant
★★★★★ 5.00
"I needed working capital in days, not months. The MCA came through in 48 hours and we landed the contract."
Rob D.
Owner, Commercial Cleaning
★★★★★ 5.00
"They fixed my profile first, then got me approved for $85K in 0% credit. Smart strategy, no guesswork."
Kevin L.
Founder, E-commerce Store
★★★★★ 5.00
"We financed new kitchen equipment and a full remodel. Monthly payments fit right into our budget."
Angela F.
Owner, Bakery and Cafe
★★★★★ 5.00
"Funding Supreme built a plan to grow from one crew to three. The line of credit covers hiring and materials."
Chris B.
Owner, Roofing Contractor
★★★★★ 5.00
"My 0% personal card covered a major expense with no interest for over a year. Clear plan, no pressure."
Tyrell H.
Personal Client, 0% Credit Card
★★★★★ 5.00
"We were a brand new business with no revenue history. Funding Supreme got us $60K at 0% interest to buy our first round of inventory."
Marcus T.
Owner, Streetwear Boutique
★★★★★ 5.00
"They helped me open a HELOC on my home at a rate I was comfortable with. I finally had a cushion to cover a big renovation."
Sandra P.
Personal Client, HELOC
★★★★★ 5.00
"I used my 0% credit lines to fund paid ads for a full year. Customer acquisition doubled and I paid zero interest doing it."
Jenna R.
Founder, Skincare Brand
★★★★★ 5.00
"Funding Supreme helped me achieve a $500,000 SBA Loan for my business."
Aydin G.
Managing Partner
★★★★★ 5.00
"I got approved for two high-limit personal cards first. That stronger profile is what opened the door to high-limit 0% business cards."
Jordan M.
Personal and Business Client
★★★★★ 5.00
"Alex explained the entire process to me and my partners. We got 2 Business Credit Lines for $50K at 0% Interest for 12 Months. Highly recommend."
Harley S.
Partner, Deluxe Salons
★★★★★ 5.00
"They helped me secure the capital for my franchise fee and buildout. The process was clear from day one."
Devon K.
Franchise Owner, Fitness Studio
★★★★★ 5.00
"Cash flow got tight during a slow season. A business line of credit kept payroll running without missing a beat."
Priya M.
Owner, Home Care Agency
★★★★★ 5.00
"We needed a new truck and trailer fast. Funding Supreme lined up the money in under two weeks."
Luis A.
Owner, Landscaping Company
★★★★★ 5.00
"A personal loan let me consolidate my balances into one payment. The team walked me through every step."
Elena V.
Personal Client, Personal Loan
★★★★★ 5.00
"The SBA loan let us open a second location. Long terms, fair rate, and real support the whole way."
Tasha W.
Owner, Family Restaurant
★★★★★ 5.00
"I needed working capital in days, not months. The MCA came through in 48 hours and we landed the contract."
Rob D.
Owner, Commercial Cleaning
★★★★★ 5.00
"They fixed my profile first, then got me approved for $85K in 0% credit. Smart strategy, no guesswork."
Kevin L.
Founder, E-commerce Store
★★★★★ 5.00
"We financed new kitchen equipment and a full remodel. Monthly payments fit right into our budget."
Angela F.
Owner, Bakery and Cafe
★★★★★ 5.00
"Funding Supreme built a plan to grow from one crew to three. The line of credit covers hiring and materials."
Chris B.
Owner, Roofing Contractor
★★★★★ 5.00
"My 0% personal card covered a major expense with no interest for over a year. Clear plan, no pressure."
Tyrell H.
Personal Client, 0% Credit Card
Google 5 star reviewsBetter Business BureauTrustpilot

Backed by Industry Leaders

Banks We Work With

We've established partnerships with leading banks to unlock prime funding opportunities tailored for your business and our clients.

ChaseAmerican ExpressWells FargoNavy Federal Credit UnionU.S. BankBank of AmericaGoldman Sachs

Have Questions?

Frequently Asked Questions

Our Team is dedicated to making sure all your concerns and questions are addressed.

Who is Funding Supreme?

Funding Supreme helps businesses and entrepreneurs get the money they need to grow. We specialize in SBA loans, MCA loans, and 0% interest business funding, and we also help with personal credit cards, personal loans, and HELOCs. Our team works with you to find the best funding options and make the process simple and stress-free.

What is 0% Interest Funding?

Zero percent interest funding refers to acquiring capital at a 0% interest rate, often through business credit cards. This form of funding provides an interest-free window for investing in business endeavors, offering a significant financial advantage. The objective is to maximize returns during this period without affecting personal credit scores.

What factors determine approval for 0% interest funding?
  • Personal Credit Score: Your personal credit score is often the first point of consideration for lenders, and a higher score improves your odds of approval.
  • Business Credit Profile: An established business credit history can aid in the approval process, although it's less common for new businesses.
  • Income: Both your personal and business income levels are evaluated. Higher income may result in higher credit limits and a greater likelihood of approval.
  • Business Age and Structure: Longer-established businesses may find it easier to get approved, although new businesses are not usually excluded.
  • Bank Relationships: Having an existing relationship with a bank, such as a business checking or savings account, can facilitate the approval process.
  • Recent Credit Inquiries: Multiple recent applications for credit can act as a red flag for lenders, suggesting financial distress.
  • Utilization Rate: Maintaining a low balance on other credit cards, compared to their limits, can have a favorable impact on your application.
What factors determine approval for SBA Loans or Business Loans?
  • Personal Credit Score: Your personal credit score is often the first point of consideration for lenders, and a higher score improves your odds of approval.
  • Business Credit Profile: An established business credit history can aid in the approval process, although it's less common for new businesses.
  • Income: Both your personal and business income levels are evaluated. Higher income may result in higher credit limits and a greater likelihood of approval.
  • Business Age and Structure: Longer-established businesses may find it easier to get approved, although new businesses are not usually excluded.
  • Bank Relationships: Having an existing relationship with a bank, such as a business checking or savings account, can facilitate the approval process.
  • Recent Credit Inquiries: Multiple recent applications for credit can act as a red flag for lenders, suggesting financial distress.
  • Utilization Rate: Maintaining a low balance on other credit cards, compared to their limits, can have a favorable impact on your application.
Do you help with personal credit cards and loans?

Yes. Along with business funding, we help clients pursue 0% intro APR personal credit cards, high-limit personal credit cards, personal loans, and HELOCs. We review your profile and goals first, then recommend the options that fit.

Does increasing my personal credit capacity help my business?

Often, yes. Many lenders review the owner's personal credit when approving business credit, especially for newer companies. Higher personal limits and lower utilization can strengthen that profile and may improve your odds of qualifying for higher-limit business credit, including 0% intro offers. Results depend on your full credit picture and each lender's criteria.

What is a HELOC and can you help me get one?

A Home Equity Line of Credit (HELOC) is a revolving line secured by the equity in your home. You draw funds as needed and typically pay interest only on what you use. We can help you understand whether you may qualify and connect you with lending options. Because your home secures the line, it is important to borrow responsibly.

Will applying affect my credit score?

Most applications involve a hard inquiry, which can lower your score slightly for a short time. We plan applications strategically to limit unnecessary inquiries and help you apply where your profile is a good fit. Approval is always up to each lender.

What if I don't have income?

If you don't have a verifiable income, many banks still allow for a "realistic estimate" of your expected income. This is especially common for entrepreneurs or those starting new ventures. Remember that you'll need to provide a credible estimate that aligns with industry norms, as this is all that most banks require. However, always be truthful in your reporting to avoid compliance issues.

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