Funding Supreme Market Alerts
Where the economy is heading, and what it means for your business, your credit and your funding, straight from official sources.
For your business & credit: Rates on variable business lines, credit cards and HELOCs stay where they are for now. Two Fed officials voted for a hike, so higher rates remain possible.
For your business: Gasoline rose 9.1% in the month and energy is up 20.4% over the year. Fuel, supply and shipping costs are rising, and inflation is why rates are staying high.
For your business & credit: Some races are still being counted, and the new Congress is seated in January. A divided government can shift tax, tariff and spending policy, so expect some uncertainty while priorities take shape.
For your business: Payrolls grew by just 29,000 in September. When growth slows, lenders look harder at credit and bank statements. The October report is due November 6.
For your business: Owners are cautious and the average short-term loan rate rose to 8.2%. Lining up funding before you need it puts you ahead when others pull back.
For your personal credit: Rates eased from 7.32% a week earlier but are above last year's 6.17%. Refinancing is costly, so many homeowners look at a HELOC to tap equity instead.
Updated November 4, 2026. For general information only, not financial advice. Each figure links to its source.
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